Housing Types

TJCLT operates using 3 models for homeownership

Existing Homes Model

Under this model, applicants select a pre-existing home that is for sale in the Charlottesville area. TJCLT purchases the land, while the home buyer purchases the house, or “improvements”.

By taking the cost of the land out of the equation, TJCLT helps make buying a home more affordable. As with every TJCLT home, the home buyer then leases the land from TJCLT while building equity on the “improvements.” If you find an existing home for sale that you believe would be a good fit for the TJCLT model, please contact us!

Existing Homes Model

Under this model, applicants select a pre-existing home that is for sale in the Charlottesville area. TJCLT purchases the land, while the home buyer purchases the house, or “improvements”.

By taking the cost of the land out of the equation, TJCLT helps make buying a home more affordable. As with every TJCLT home, the home buyer then leases the land from TJCLT while building equity on the “improvements.” If you find an existing home for sale that you believe would be a good fit for the TJCLT model, please contact us!

Under this model, TJCLT partners with Habitat for Humanity of Greater Charlottesville to build new homes for qualifying families. Habitat takes over the selection process, but the home buyers still go through the same steps as other TJCLT home buyers. In the Habitat model, the community land trust purchases the land and Habitat constructs the home. The home buyer purchases the home and enters into a long-term land lease with the TJCLT.

Homes developed under this model pool resources from both organizations allowing for deeper levels of affordability for the homeowners. For more information, please contact us!

Habitat Homes Model

Habitat Homes Model

Under this model, TJCLT partners with Habitat for Humanity of Greater Charlottesville to build new homes for qualifying families. Habitat takes over the selection process, but the home buyers still go through the same steps as other TJCLT home buyers. In the Habitat model, the community land trust purchases the land and Habitat constructs the home. The home buyer purchases the home and enters into a long-term land lease with the TJCLT.

Homes developed under this model pool resources from both organizations allowing for deeper levels of affordability for the homeowners. For more information, please contact us!

New Construction Homes Model

Under this model, TJCLT works with a developer and/or builder to construct a new home for a qualifying home buyer. The TJCLT purchases and maintains permanent ownership of the land. A home buyer then purchases the home and leases the land from the TJCLT. This takes the cost of the land out of the equation for the home buyer, making the home significantly more affordable.

We have homes under this model constructed in partnership with the City of Charlottesville. We are also currently developing four new for-sale homes under the new construction model with Bramante Homes as our trusted partner. If you are a developer or builder interested in partnering with TJCLT in your affordable or mixed-income project, please contact us!

New Construction Homes Model

Under this model, TJCLT works with a developer and/or builder to construct a new home for a qualifying home buyer. The TJCLT purchases and maintains permanent ownership of the land. A home buyer then purchases the home and leases the land from the TJCLT. This takes the cost of the land out of the equation for the home buyer, making the home significantly more affordable.

We have homes under this model constructed in partnership with the City of Charlottesville. We are also currently developing four new for-sale homes under the new construction model with Bramante Homes as our trusted partner. If you are a developer or builder interested in partnering with TJCLT in your affordable or mixed-income project, please contact us!